TopCashback is the UK's highest-paying cashback platform. Earn a percentage back on your everyday shopping across 6,000+ brands. Withdraw straight to your bank from just 1p. Join free and grab your £20 welcome bonus today.
No hidden fees and no catch. Retailers pay TopCashback a commission for sending you to their site, and TopCashback gives 100% of that money straight back to you.
Before buying anything online, search for the retailer on TopCashback. Click the "Get Cashback" button to be redirected to their official site.
Buy your items exactly as you normally would. You pay the exact same price, but TopCashback uses a cookie to track your visit and record the sale.
Your cashback will show as 'Pending' in your account (usually within a few hours to 7 days). It becomes 'Payable' once the retailer confirms your return period has passed.
Transfer the money straight to your bank account or PayPal with no minimum withdrawal limit. Alternatively, redeem as a gift card for up to a 25% extra bonus.
TopCashback isn't just for clothes and shoes. The biggest earners use the platform to cut the cost of their major annual bills.
From eBay and Argos to ASOS and Boots. Earn 1% to 15% back on your regular purchases. If you order groceries online from Tesco, Asda, or Sainsbury's, you can get cashback on those too.
1% – 15% backThe biggest secret to high cashback. Switching your broadband, car insurance, or energy provider through TopCashback can routinely pay out lump sums of £50 to £150+ in a single transaction.
£50 – £150+ payoutsInstead of taking cash to your bank, you can transfer your earnings into TopCashback's "Reward Wallet". Redeeming for gift cards (like Amazon, Tesco, or Just Eat) adds a bonus top-up to your money.
Up to 25% extraA dedicated section where you can earn money without spending a penny. Get paid just for signing up to free trials, completing surveys, or requesting free SIM cards.
Zero spend requiredBooking flights, hotels, or rental cars? Sites like Expedia, Booking.com, and Hotels.com offer massive cashback percentages. Earning 5% back on a £1,500 holiday pays for your airport transfers instantly.
Massive return valueShare your unique referral link with friends and family. When they sign up and earn their first £10 in payable cashback, TopCashback rewards you with a hefty £30–£35 bonus depending on your membership tier.
£30+ per referralForgetting to click through TopCashback before buying is the most common mistake new users make. The free browser extension for Chrome, Firefox, and Edge solves this. It sits in your toolbar and drops down an alert whenever you visit a site that offers cashback. Just click "Activate" and continue your shopping normally.
TopCashback isn't a get-rich-quick scheme; it's a smart shopping habit. Here is a breakdown of what to expect based on how you use the site.
| User Type | Shopping Habits | Est. Annual Return |
|---|---|---|
| The Casual Shopper | Occasional clothes, takeaways, and Amazon buys. | £50 – £100 / yr |
| The Active User | Most online shopping, gifts, and groceries run through TCB. | £150 – £300 / yr |
| The Big Switcher | Uses TCB to renew car insurance, broadband, and book holidays. | £400 – £800+ / yr |
TopCashback holds the crown for the most user-friendly withdrawal system. No hoarding required—withdraw your money the second it clears.
Straight to your UK bank account. 1p minimum withdrawal. Usually arrives within 1-2 working days.
Transfer to your PayPal. 1p minimum withdrawal. Fast, secure, and fee-free from TopCashback's end.
Redeem as an e-gift card for brands like Tesco, Amazon, or Argos and get a percentage top-up on your cash.
Frequent flyer? Convert your cashback directly into Avios points to subsidize your next holiday flight.
TopCashback is the most highly-rated rewards platform in the UK, holding a commanding 4.6 out of 5 stars on Trustpilot.
"Been a member of Topcashback since its early days (about 16 years) and I remember when telling my friends about it they all thought it was a scam. Since then I have consistently used it to earn cashback on almost everything I buy."
"Always great getting free money for things you would buy anyway. No issues that haven't been resolved quickly and cashback is easy to transfer into your bank. Absolutely fantastic."
"Hassle-free cashback service. Quick and easy without the delays and excuses you get from other platforms. The only problem is that occasionally transactions go untracked, but raising a missing claim usually fixes it."
No. TopCashback is highly reputable and has been operating since 2005. They have over 159,000 Trustpilot reviews and Millions of UK members. They make money through sponsored ads and bonus commissions from retailers—passing the base commission entirely on to you.
When you buy an item, TopCashback tracks it immediately (showing as 'Pending'). However, they cannot pay you until the retailer's return period ends (often 30-90 days). If they paid you instantly, people could buy items, get the cashback, and then return the item for a full refund.
When you join, you are automatically enrolled in the "Plus" membership. This tier gives you higher cashback rates and bigger payout bonuses, but TopCashback deducts £5 a year from your earnings. You are NEVER charged from your bank. If you prefer, you can easily downgrade to the 100% free "Classic" account in your settings at any time.
Sign up using a referral link. The £20 will sit in your account as 'Pending'. To unlock it and make it payable to your bank, you must earn £10 in confirmed, payable cashback through normal shopping on the site. (Note: Takeaway purchases often do not count towards this £10 threshold).
Occasionally, ad-blockers or cookie issues prevent a sale from tracking. If a purchase doesn't show up within 7 days, you can submit a "Missing Cashback Claim" via the TopCashback help section. You provide your receipt/order number, and they will chase the retailer for the money on your behalf.
In the UK, cashback earned on purchases you make is generally viewed by HMRC as a discount on the goods purchased, not as taxable income. Therefore, standard cashback shopping is tax-free.
Join over 20 million members who are getting paid to do their everyday online shopping. Register for free today and claim your £20 welcome bonus.
£20 bonus requires £10 payable cashback to unlock. T&Cs apply.